Life Transition Planning
Helping your family face life transitions with dignity and advice.
I'm a 20-Year Financial Professional.
And I Still Felt Completely Lost.
Why I Built This
I flew home for what I thought was a routine weekend visit with my parents. What I found changed everything. My father had quietly been declining for months. My mother was exhausted and scared, managing everything alone. There was no plan, no legal documents in order, no clear financial picture — and no one to call who understood all the pieces at once.
What was supposed to be a weekend turned into six weeks of emergency decisions. Care facilities. Attorneys I'd never met. Financial accounts I had to track down. A family trying to coordinate from different cities with no roadmap and no time to think.
Edward K. Riley
Founder & CEO, Colmina LLC · Seattle, WA
"If I felt this overwhelmed — with 20 years in finance — I can only imagine what families go through without that background."
That experience is why I built Colmina's Life Transition service. I have sat exactly where you are sitting right now. The fear. The guilt. The logistical chaos. The feeling that you should have been more prepared. I know what it takes to get through it — and I built a team and a process around making sure you don't have to figure it out alone.
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Every family I work with deserves a guide who can hold the financial, legal, and care pieces together at the same time — not three separate professionals pointing at each other. That's what this service does. And that's what our complimentary strategy call is designed to help you see.
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Here's What We Can Help With
Life transitions are rarely just one thing. Here's a snapshot of the areas where Colmina's Life Transition Planning service can step in — whether you need one piece or all of it.
In-Home Care Planning
Evaluate costs, logistics, and care coordination for keeping loved ones safely at home.
Senior Living Placement
Navigate assisted living, memory care, independent living, and skilled nursing options.
Bill Pay & Account Management
Set up bill-paying services for parents who can no longer manage finances independently.
Legal Document Review
POA, healthcare directives, wills, trusts — identify gaps and connect with elder law attorneys.
Insurance Policy Review
Uncover LTC benefits, disability coverage, and cash-value policies your family may not know exist.
Concierge Referral Network
Access our vetted rolodex of Seattle-area eldercare attorneys, geriatric care managers, and agencies.
Move Coordination
Connect with vetted senior move managers to plan and coordinate downsizing and relocation.
Care Cost & Funding Analysis
A clear picture of what care options cost and every financial resource available to pay for them.
Family Financial Roadmap
Model how caregiving decisions affect your own retirement, taxes, and long-term wealth.
Compassion Before Credentials
We lead with empathy. Our founder has lived through a family health crisis firsthand, and that experience shapes every conversation we have with the families we serve.
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Compassion Before Credentials
We lead with empathy. Our founder has lived through a family health crisis firsthand, and that experience shapes every conversation we have with the families we serve.
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Fiduciary. Always.
As a fee-only, independent RIA, we are legally and ethically obligated to act in your best interest. No commissions. No referral fees. No hidden conflicts — ever.
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Clarity Over Complexity
Life transitions are overwhelming enough. We translate complicated care, legal, and financial decisions into plain language — and a plan your whole family can act on.
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A Trusted Concierge Network
We've built a vetted rolodex of Seattle-area specialists — elder law attorneys, care managers, home health agencies, senior living advisors — so you never have to search alone.
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Your Whole Family's Financial Picture
We don't look at elder care in isolation. Caregiving decisions affect your own retirement, insurance, and taxes. We model the full impact — for every generation.
6.
Plan Before the Crisis. Not After.
The best time to build a Life Transition plan is before circumstances force your family's hand. We help families plan thoughtfully — so decisions are made with clarity, not panic.
Our Core Principles for Life Transition Planning
Every service Colmina offers is guided by a set of deeply held principles. These shape how we show up for families in the most difficult chapters of their lives.
Backed by Full-Service Wealth Management
Life Transition Planning is one piece of what Colmina does. When your family is ready, our full range of investment and financial planning services is here to help you build — and protect — long-term wealth.
Asset Management
Tailored investment portfolios built to your goals and risk tolerance.
Financial Planning
Comprehensive plans covering savings, income, estate, and more.
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Retirement Planning
Custom retirement strategies — Social Security, Medicare, drawdown plans.
Risk & Loan Management
Protect what you've earned with strategic risk alignment and loan optimization.
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Book Your Life Transition Call.
Receive the Digital Life Transition Planner.
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When you schedule your complimentary Life Transition Strategy Call with our team, we'll send you Colmina's Digital Life Transition Planner— a comprehensive, printable toolkit designed to help you organize everything before we talk, and keep everything in one place going forward.
Book Your Complimentary Life Transition Call
​Complete the form below. We'll be in touch within one business day to schedule your call — and send your Digital Life Transition Organizer immediately after. No obligation. No hard sell. Just clarity and a plan to move forward with guidance from a team that cares.
What Happens After You Book
We know reaching out to a financial advisor can feel like a big step. Here's exactly what happens — step by step.
Your Digital Planner Arrives in Your Inbox
Immediately after booking, we email your Digital Life Transition Planner. Use it to organize your family's information before the call — or we can work through it together.
A Clear Path Forward
You leave with clarity and a plan. Whether you engage Colmina further is entirely your choice. Everything we discuss is yours to keep.
A Personal Call With One of Our Team Members
Our team call to hear your situation. We want to understand what you're navigating before we suggest anything.
Your Life Transition Strategy Call
We work through your specific situation together — care options, financial picture, legal gaps, and a prioritized list of next steps you can actually act on.